Stated Income Commercial Real Estate   

Qualify for a Real Estate Loan With Less Documentation

All businesses require real estate space in order to operate and grow, but obtaining the necessary real estate can be surprisingly challenging for many companies. If your organization has struggled to qualify for competitive commercial real estate financing, or if conventional lending programs do not meet your needs, a stated income commercial real estate loan through Outfront Capital may be the solution you have been looking for. These loans can be used to consolidate debt, improve property, refinance property, and purchase property in addition to building your working capital.

What Makes Stated Income Loans Different

While traditional loans are approved or denied in large part due to the credit history of the borrower, a stated income commercial real estate loan looks at the property itself. The assessed value of the property must be able to cover the insurance and taxes of the loan, its mortgage, and potentially other expenses as well. Stated income loans can be for restaurants, auto body shops, warehouses, apartments, and many other types of commercial property. Much less documentation is required to apply for a stated income loan, and so the approval process tends to be much faster than traditional real estate loans.

Stated Income Loans With Outfront Capital

Here is what potential borrowers should know about our stated income loans:

  • We require W-2 or self-employment documentation
  • Qualifying credit scores begin at 600
  • Up to 70 percent LTV for non-owner occupied investment properties of 1 – 4 units
  • Up to 75 percent LTV for mixed use or multifamily properties with 5 or more units (700 credit score or higher is typically required)

Nearly any type of property can be approved for this type of loan. We offer large loan amounts up to $500,000 with fixed rates; we structure 25-year amortizing loans following credit approval.

Obtaining Ideal Real Estate

Let Outfront Capital help you acquire or improve the real estate assets that are going to help your business succeed. Learn more about this valuable program by contacting our associates today.